How to talk to children about money

Why can't children buy everything right away? How do you explain the difference between a need and a want? And can money "grow" if we give it time? Financial literacy begins at home – in everyday conversations, shared decisions, and daily situations. This book is intended for parents of children aged 3–10 who want to sensitively and clearly guide their children through their first steps in handling money. It helps children understand the value of things, teaches them to think about choices, responsibility, and the consequences of their own decisions. In it, you will find topics such as pocket money, saving, the value of things, planning purchases, and sharing. Each chapter contains: a brief explanation for parents, tips for talking with your child, a simple activity, and a short story for children. Read by an AI voice, directed by Luboš Moravec.